The cheapest business account in 2026

The short answer

Among Danish business accounts, Nordea is cheapest in the first year at 2.940 kr., because it removed its setup fee in January 2026. SEJR Konto follows at 2.988 kr., with a Danish reg.- and account number, NemKonto and a linked company card. Danske Bank's Business One costs 3.168 kr., and the dearest are the basic business accounts at Sydbank and Jyske Bank, both above 7.000 kr.

Wise and Revolut are cheaper on paper, but they are not Danish business accounts. Wise is a Belgian e-money institution and Revolut a Lithuanian bank, and neither gives you a Danish reg.- and account number. They are listed separately below.

Ranked on first-year price

Each provider's cheapest package, twelve months plus setup, cheapest first. Danish business accounts first, foreign accounts in their own group below. The bar shows each first year against the dearest on the list.

The full comparison, and what drives the price, is in What does a business account cost?

Is there a free business account?

Not among the Danish ones. Nordea comes closest on setup, 0 kr., but charges 245 kr. a month. Wise has no monthly price, but it is a foreign e-money institution with a 450 kr. setup fee and a fee each time you send or convert money. "Free" usually means free to open, or free for a period.

Since 1 January 2025 every business has a right to a basic business account. That right is about access: a bank cannot simply refuse you. It does not make the account free, as the basic accounts at Sydbank and Jyske Bank show.

When cheap becomes expensive

• Setup. Nykredit Enkel has the lowest monthly price, 135 kr., but its 3.000 kr. setup fee makes it 1.680 kr. dearer than Nordea in the first year.
• Billing rhythm. Lunar Simple costs 289 kr. a month paid monthly, which is the price in the list. Pay the whole year up front and it is 2.890 kr., or 241 kr. a month.
• Danish or foreign. Wise and Revolut give no Danish reg.- and account number. Check that the account works for NemKonto, Betalingsservice and payments from Danish customers before you choose on price.
• What is not on the price page. Sydbank gives card and online banking prices only on request, and Jyske Bank charges for its business netbank on top of the account.
• Reconciliation. If you take card payments, the largest cost is not on any price list: the hours spent matching settlements against sales.

That last point is where SEJR Konto differs. At 2.988 kr. for the first year it is second among the Danish accounts, with a Danish reg.- and account number, NemKonto and a linked company card, and the sale and the payout from SEJR Pay carry the same reference.

Choosing for a specific company type? See sole proprietorship or ApS.

Frequently asked questions

What is the cheapest Danish business account?

Measured on the total first-year price, Nordea Business Base is cheapest at 2.940 kr., because setup is 0 kr. SEJR Konto follows at 2.988 kr. and Danske Bank Business One at 3.168 kr. Dearest are the basic business accounts at Jyske Bank and Sydbank, at more than 7.000 kr. in the first year.

Are Wise and Revolut not cheaper?

Yes, on paper. But they are not Danish business accounts. Wise is a Belgian e-money institution, and Revolut is a Lithuanian bank that gives Danish businesses a Lithuanian IBAN. Neither gives a Danish reg.- and account number, so check that the account works for what you need, such as NemKonto and payments from Danish customers.

Is there a free business account?

None of the Danish business accounts we compared is free. Nordea has removed its setup fee but charges 245 kr. a month. Since 2025 businesses have had the right to a basic business account, but that right is about access to an account, not about it being free.

Why is the lowest monthly price not always the cheapest?

Because setup comes on top. Nykredit Enkel has the lowest monthly price, 135 kr., but a 3.000 kr. setup fee makes the first year 4.620 kr. Nordea costs 245 kr. a month with no setup and ends at 2.940 kr.

What do I get with SEJR Konto?

A Danish business account with a Danish reg.- and account number, NemKonto and a linked company card, from 249 kr. a month with the 3.500 kr. setup fee waived. The first year costs 2.988 kr., second among the Danish accounts. If you take card payments with SEJR Pay, sale and payout carry the same reference.

How often do the prices change?

Regularly, and some banks set business prices individually. The prices here were taken from the providers’ own pages and price lists on 17 September 2026. Check the current figure before you decide.