Guides · 16 articles
Answers to what costs you time and money.
Card payments, POS systems, business accounts and switching provider, explained with the figures and the order things happen in. Search, or pick a topic.
Payments and terminals
What taking cards costs, and where the fee ends up.
- What does a payment terminal cost in 2026? Hardware or fees, fixed or per transaction. What really drives the cost of taking card payments, and the hidden costs most people miss. →
- MobilePay in your shop: how to accept it Most Danes expect MobilePay. How to accept it in the terminal and online, settled together with your card payments. →
- Interchange, scheme, acquirer: who takes what? Your blended fee usually hides three layers. Learn to read your settlement and ask the questions that get real answers. →
POS systems
Choosing a POS system and knowing what it costs.
- What does a POS system cost in 2026? Rent or buy, shop or café. The real price levels in the Danish market, what actually drives the price, and the cost most people forget to factor in. →
- How to choose a POS system: 7 things to check A practical checklist before you commit. From integrated card payment and inventory to pricing model, support and how easy it is to switch again. →
Business accounts
Rules, prices and NemKonto for your business.
- NemKonto for a business Every business with a CVR number must have one. What it is, which account can be one, how it is assigned, and what to do when you switch banks. →
- The cheapest business account in 2026 Banks and neobanks ranked on what the first year actually costs with setup. Is there a free one, and when cheap becomes expensive. →
- Business account for an ApS: requirements and rules 20,000 kr. minimum capital, who confirms it, the route from founding to a working account, and why the company’s money is not yours. →
- Does a sole proprietorship need a business account? The rules, what the bank asks for, your right to a basic account since 2025, and when a separate account stops being optional in practice. →
- What does a business account cost in 2026? Banks and neobanks compared on monthly fee and setup, taken from their own pages. What actually drives the price, and the cost that never appears on the price list. →
Switching provider
The order that works, and what does not move by itself.
- How to switch business bank What does not move by itself, the order that works, and why the old account should stay open one period longer. →
- Switching from Zettle to SEJR, without downtime What to check before you leave Zettle, a realistic timeline, and what carries over, so you never lose a day at the till. →
- Switching from SumUp to SEJR, without downtime From a SumUp reader to one agreement with Danish support. The timeline, the checklist and what to know before you cancel. →
- How to switch acquirer without losing a day From notice of termination to your first successful transaction. A realistic timeline, the obstacles that usually turn up, and what to say to your current provider. →
Operations and rules
Reconciliation, bookkeeping and the rules that change.
- How to reconcile the till without counting pennies for hours Three practical techniques for getting card transactions, cash and bookkeeping to match, even when the till was run manually over the weekend. →
- What PSD3 means for Danish shop owners You do not need to read the directive. You need three things: what changes at the till, what changes in the webshop, and what does not change at all. →
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