SEJR Kredit · Working capital

Working capital, without footnotes.

The short line to capital when you need to cover the gap between order and payment, or fill the stockroom before the season. A fixed plan, an honest price, and no surprises in month three.

Applying costs 0 kr.

  • A transparent APR
  • A fixed plan
  • An answer in a working day
  • Applying costs 0 kr.It costs nothing to ask.
  • Judged on your turnoverWhat runs through SEJR Pay, not a form.
  • An answer in a working dayIn writing.
  • APR before yesThe whole plan in plain figures.
Apply

Apply on your own turnover.

You apply in the app: the amount, and what the money is for. The turnover through SEJR Pay sits beside it, because that is what the credit is judged on and repaid from.

Assessment

We look at what the business actually does.

If you take payment with SEJR Pay we can already see the takings the credit would be repaid from, so you do not re-explain the business to someone you never meet. You get an answer in a working day, in writing.

Offer

Written before you say yes.

You see the interest, the fees, the APR and the total cost on one page before you accept anything. If it needs an asterisk, it is not done right. Nothing is agreed on the phone and confirmed differently in writing.

The figures are set per case. The fields are blank here because the page shows no price.

The plan

A plan that does not move.

A fixed plan, fixed amounts and a clear date every month. Pay early for free, with no extension fee and no risk surcharge appearing later.

Repaid out of the takings it was borrowed against.

We open to SEJR Pay customers first, and not as a loyalty scheme: when the takings run through us, the credit can be assessed on what the business actually does rather than on a form about it, and repaid from the same flow.

Can I apply for SEJR Kredit today?

Yes. You apply online, and it costs nothing to ask. We look at the turnover the credit would be repaid from rather than a spreadsheet from last quarter.

What does it cost?

Applying costs 0 kr. The interest and any fees are given per case, and you see the APR and the whole repayment plan in writing before you accept anything, with no footnotes and no fee that appears later.

Who can apply?

SEJR Kredit requires SEJR Samlet, meaning you take card payments with SEJR and have a SEJR Konto, and a credit assessment. Then the takings the credit would be repaid from are already visible. If you are not a customer yet, tell us what you run and we will be straight about what we can do.

Does applying affect my credit rating?

Applying means being assessed; that is what a credit assessment is. You get the answer in writing, and nothing is binding until you sign.

How is it repaid?

The plan is agreed up front and written in plain figures, so you know the amount and the dates before you say yes. No terms that move once the credit is running.

Can I pay early?

Yes, for free. There is no fee for repaying early and no extension fee.

Apply

Apply on your own turnover.

Tell us what the credit would be used for. Applying costs nothing, and you get the APR and the repayment plan in writing before anything is signed.

Who you are dealing with
Company
SEJR Group A/S CVR 46202465 · look us up
Owned and run
In Denmark Danish company, Danish support
Office
Hovedvejen 107, 3. 2600 Glostrup, Denmark
Support
+45 70 60 30 86 Weekdays 9–17