Transparent APR. No footnotes.
You see the interest, you see the fees, you see the total cost. All on the same screen. If it needs an asterisk, it isn't done right.
SEJR Credit · After licensing
Working-capital credit without footnotes. Just numbers you can read.
SEJR Credit is the short line to capital when you need to cover a gap between order and payment, or when the inventory needs filling before the season. A fixed plan. An honest price. No surprises.
Three things we dare to put on the front page
Loans should be boring. That's their job.
A repayment plan you can trust.
A fixed plan, fixed amounts, a clear date every month. Pay early for free. No "extension fee", no "risk surcharge" that shows up in month three.
An answer in minutes, not weeks.
We already know your cash flow if you use SEJR Pay. So you don't have to re-explain the business to a credit analyst you never meet.
"Credit built right is a safety net, not a trap. The difference is how many fees sit at the bottom of the agreement."
SEJR · January 2026
Waitlist
First, when we open for applications.
SEJR Credit rolls out gradually to selected SEJR Pay customers first. Sign up, and feel free to tell us what the credit will be used for, so we can plan the opening in the right order.
- We start with SEJR Pay customers.
- No pre-approval on sign-up.
- Signing up costs nothing.