Working capital,
without footnotes.
The short line to capital when you need to cover the gap between order and payment, or fill the stockroom before the season. A fixed plan, an honest price, and no surprises in month three.
Coming soon
- 1 Sep 4.250,00
- 1 Oct 4.250,00
- 1 Nov 4.250,00
- 1 Dec 4.250,00
- 1 Jan 4.250,00
- 1 Feb 4.250,00
Same amount. Same date. Nothing moves.
The shape of the plan: the same amount on the same date, for the agreed term. An illustration, not a price.
Credit should be boring. That is its job.
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A transparent APR
You see the interest, you see the fees, you see the total cost, on one screen. If it needs an asterisk, it is not done right.
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A plan that does not move
A fixed plan, fixed amounts and a clear date every month. Pay early for free, with no extension fee and no risk surcharge appearing later.
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An answer in a working day
If you take payment with SEJR Pay we can already see the takings the credit would be repaid from, so you do not re-explain the business to someone you never meet.
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Written before you say yes
The amount and the dates are in plain figures in front of you before you accept anything. Nothing is agreed on the phone and confirmed differently in writing.
Repaid out of the takings it was borrowed against.
We open to SEJR Pay customers first, and not as a loyalty scheme: when the takings run through us, the credit can be assessed on what the business actually does rather than on a form about it, and repaid from the same flow.
See SEJR PayWhat we get asked.
When does SEJR Kredit launch?
Soon. We would rather open when it is genuinely ready than name a date we cannot keep. Join the waitlist and you hear from us as soon as we can say something concrete.
What will it cost?
You will see the APR and the whole repayment plan before you accept anything, with no footnotes and no fee that appears later. We publish the number when we open; we are not going to invent one now.
Who can apply?
We start with SEJR Pay customers, because we can already see the takings the credit would be repaid from. Joining the waitlist is not an application and costs nothing.
Does joining affect my credit rating?
No. The waitlist is not an application and involves no credit check. Nothing is assessed until you actually apply, once we open.
How is it repaid?
The plan is agreed up front and written in plain figures, so you know the amount and the dates before you say yes. No terms that move once the credit is running.
First, when we open for applications.
SEJR Kredit rolls out gradually, to SEJR Pay customers first. Sign up, and tell us what the credit would be used for, so we can plan the opening in the right order.
- We start with SEJR Pay customers.
- No pre-approval, and no credit check, on sign-up.
- Signing up costs nothing and commits you to nothing.