SEJR Finans

Account, card and credit,
reconciled with the till.

Four products that are really one half of a pair. SEJR Pay already knows what came in; this is where it lands, what goes back out, and the screen where both are the same set of figures.

Coming soon

The SEJR company card
From SEJR Pay
+ 4.812,50
Card, Circle K
− 842,00
Balance
487.234,28

The account and the card, and what moved between them. Illustrative figures, and nothing has opened yet.

Why together

A reconciliation needs both halves.

Most businesses take payment in one place and bank it in another, then spend the month proving the two agree. That is the work these four remove: the takings and the deposit carry the same reference, the card spend sits beside the card income, and the credit is assessed on the flow it will be repaid from rather than on a form about it.

See SEJR Pay
How it is built

What we do, and what a licensed partner does.

SEJR builds the product you use: the app, the overview, the reconciliation and the support you call. The account itself, and the safeguarding of the money in it, is delivered with a licensed partner. Card acquiring already runs the same way, in partnership with licensed, PCI-DSS Level 1 certified acquirers.

  • Your money is not on our balance sheet It is held by the licensed partner that provides the account, which is what safeguarding means and why it is done that way.
  • One number to call, and it is ours Danish support on weekdays. You do not get handed to a partner when something needs sorting.
  • No price invented before we open We publish the numbers when the products open. Nothing on this page is a quote.
Questions

What we get asked.

When does SEJR Finans open?

Soon, and gradually rather than all at once. We would rather open when it is genuinely ready than name a date we cannot keep. Join the waitlist and you hear from us as soon as we can say something concrete.

Is SEJR a bank?

No. SEJR builds the product you use and the support you call. The account and the safeguarding of the money in it are delivered with a licensed partner, which is the normal arrangement for this kind of product.

Do I have to take all four?

No. Each one works on its own, and you can add the others later. They are worth most together, because that is when the takings and the spending sit in one place.

Do I have to be a SEJR Pay customer?

No, though it is where most of the value is: the reconciliation needs both halves. Existing SEJR Pay customers get priority as we open.

What will it cost?

The prices are set before we open, and you will know the number before you commit to anything. Joining the waitlist costs nothing and commits you to nothing.

Does joining the waitlist affect my credit rating?

No. It is not an application, there is no credit check, and nothing is assessed. It puts you in the queue and gets you a short conversation before we open.