Your card turnover
The more you turn over on card, the lower the percentage rate. It's the most important factor, which is why we ask for a rough figure when you request a quote.
Prices
One transparent price.
No surprises.
Your price depends on your turnover, your card mix and your industry, so you get a concrete quote instead of a list. Here's exactly what determines it.
Concrete quote within 1 business day. No setup, no hidden fees.
This always costs 0 kr.
You pay when you take payments, not to exist.
0 kr. Setup
No setup fee. Getting started costs nothing.
0 kr. Fixed monthly fee
You don't pay to have the agreement, only when you actually take payments.
0 kr. Monthly minimum
No minimum fee in quiet months. You pay when you take payments.
0 Hidden fees
No "processing fees" or surprises on the statement.
Four things determine your price
None of them are secret. Once you know them, you can see through any other quote too.
Your card mix
A Danish debit card costs less to process than a foreign credit card. The mix of card types in your particular business affects the overall price.
In-store or online
Payment in the terminal and payment online are priced differently, because the risk and the card networks' fees differ. If you do both, we calculate for both.
Your industry
The card networks assess industries differently. Most Danish shops, cafés and clinics fall in the completely normal range, and if you're in doubt, we say so in the first conversation.
Cost price plus our margin
Every customer gets an IC++ price (Interchange++). You pay the card's cost price, interchange to the cardholder's bank and the scheme fee to Visa and Mastercard, and our margin on top. On your statement they're shown separately, never rolled into one blurred "fee".
The cost price is fixed and the same for everyone. Neither we nor anyone else can negotiate it. The only thing that sets your price is our margin, and we keep it low enough to beat your current deal. If we genuinely can't do better, we tell you honestly.
Send your statement. We'll check the numbers
Send your latest statement as a photo or PDF, and we'll read it through and tell you exactly what you would have paid with us. Usually we can match or improve your current price, and if we can't, we say so honestly instead of wasting your time.
Questions about price
Why don't you publish your prices?
Because a public list price has to cover the most expensive customer and would therefore be higher than what most actually get. Your price depends on your turnover, your card mix and your industry, so a concrete quote based on your numbers is more honest than a list.
Is there a setup fee or a monthly fee?
No. No setup, no fixed monthly fee and no monthly minimum. You pay when you take payments. Any contract term is agreed individually and is stated in black and white in your agreement.
Can you match my current price?
Usually yes. Send us your latest statement (photo or PDF), and we'll read it through and tell you exactly what you'd pay with us. And if we can't match it, we say so honestly.
How do I see what I'm paying?
You get an IC++ price. Your statement shows interchange (to the cardholder's bank), the scheme fee (Visa/Mastercard) and our margin separately, not as one combined "fee". The cost price is the same for everyone; the only part we set is our margin.
More questions? See all frequently asked questions.
Get your price
A concrete quote within 1 business day
Tell us briefly about your business, and a Danish advisor will call you with a quote based on your own numbers. Free and without obligation, and whatever you choose, you know your price better afterwards.